Finance Blog


Apply for Credit Cards without Hard Work

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The shopping cart trick, also called as the soft full trick, is a program to get credit cards outside a result of a hard work against your credit. This method could be valuable for those who are restricted to credit cards but wanted to get cash back bonuses. However, you need to be careful as you’re increasing count of credit cards to your arsenal, the moderate age of credit card accounts may decrease. This step can affect your credit.

Before performing this trick, there is a little principle you need to take care of. Here is the information on how to earn more credit cards without any hard work on your credit score. It also delivers great offers and cash bonuses from stores.

You will also require the list of comenity bank credit cards which is important as this is for those individuals who wanted a credit card. Comenity bank doesn’t follow any hard pulls on their customers and with a deemed bad credit, they use shopping cart trick which makes the process easy and safe.

Key qualifications of credit card

Opt-in for credit card promotions: You can check if you’re opted-in for credit card promotions. If you’re receiving any promotions mail, you’re surely opted-in for credit card promotions. And by going to you can change your setting if you have opted out.

Only applies to cards issued by comenity bank: Most retail shops do a partnership with comenity bank only to provide a designated credit card for that store.

Turn off pop-up blocker:Turn off the pop-up blocker, if you have enabled it. There are many credit cards that offer pop-up but enabling pop-up may let you miss an opportunity.

Take extra care with your SSN: Many credit card offers may ask you to enter your Social Security Number (SSN). If this situation arises, the possibility of hard pull in your credit card is high. And credit cards that only require entering your last 4 digits of Social Security Number (SSN) are not a hard pull. It’s recommended to proceed with caution if you’re applying for a credit card.

Few qualifying stores

There are few stores that are qualified for credit cards:

  1. Ann Taylor
  2. Buckle
  3. Abercrombie and Fitch
  4. Motorola
  5. Jessica London
  6. One Stop Plus
  7. Total Rewards
  8. Sportsman Guide
  9. William Sonoma
  10. Romans

Steps to perform the shopping cart trick

  1. Visit store’s website of your choice for the card you need.
  2. Register for their loyalty program or website and provide details. Check all personal information, such as name, number, and address to receive your promotions correctly.
  3. Add items to your shopping cart.
  4. Got to final page to continue check-out. If you don’t receive any additional offer, try another website or try again.

If you’re seeking to maximize your credit score or want more offers from stores then use the shopping cart trick. It’s a very simple method which allows you to earn extra cash in your wallet. Make sure you follow all the key qualifications carefully to receive great credit cards offers.

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