Moving into a new home can be stressful, exciting and expensive in equal measure. Make thigs a little easier for yourself by following our top money saving tips!
Find a cheap removal company
Whether you are paying a professional moving company, or you are just planning to hire a van and do the heavy lifting yourself, it pays to do some online research and find the most affordable option. Be sure to get a few different quotes, or see if you can wrangle up your friends and family to help out for free!
Find free or cheap furniture
If you are moving into your own place for the first time, buying furniture can get very expensive very quickly. Before you buy new, ask around and see if your friends and family are getting rid of any old items such sofas, dining tables, wardrobes etc. You can also find good quality furniture in charity shops or online on sites like eBay, Gumtree or Freecycle.
Insulate your new house
There may be government schemes available in your area for free or discounted loft & cavity wall insulation. Find out if your new property has insulation in the walls and loft. Even if you have to pay to get the insulation fitted, it will save you money in the long-run.
Get a good deal on your energy bills
One of the first things you will need to do when moving into a new home is find a gas & electricity supplier. Your first instinct may be to go with a well-known energy company, but you can save a lot of money by going with a smaller supplier such as Eversmart, who claim to be up to £400 cheaper than the ‘big 6’.
Get home insurance
When your home changes, so do the requirements of your home insurance. Shop around online and get a few quotes. Even if you are only renting, you will still need to get contents cover.
Get the best deal on your other bills
Moving house means signing up for internet, TV, energy, water, phones and more. Don’t just stick with your current provider – take the opportunity to do a price comparison and save yourself some cash.
Make sure your council tax is correct
It’s estimated that up to 400,000 UK homes are in the wrong council tax band. If your home is one of these, you could get your tax bill lowered and some of your past payments refunded. Get in touch with the Valuation Office Agency (for England) or the Scottish Assessors Association (Scotland).